It's time to get out from under the burden of mismanaged finances and on the path to financial freedom...sounds overwhelming right? I know how you feel because I've been there - paralyzed by the thought of too many bills to keep track of, no time to even create a budget let alone follow one, and no idea how to start paying off the debt you've accumulated.
Don't be overwhelmed...I have an easy solution.
I created the Busy Mom Family Budget Pack as a simple, yet effective way, to track income and monthly bills, create a budget that works, and pay down the debt that you've been buried under. This is the same system I use to this day to manage my finances while taking care of my crazy busy, always on-the-go family.
You're busy...trust me, I get it.
There's just too many things to do and not enough time to do them. Often this leads to important tasks slipping through the cracks, like managing the finances. It's not that you don't care, it's just that there was no time organize everything, leaving you to rely on your brain to remember due dates. And what you consider optional tasks like budgeting? Pft...who has time for that?!
Like I said...I get it.
You don't need fancy software or a binder filled with dozens of pages to take control of your finances. While both of those methods have your best intentions at heart, often you end up needing more time to figure out the "fanciness" instead of just jumping in and getting straight to the point.
This is where you get in trouble. Ditching the system mid-month because it's too complicated leads you right back down a slippery slope of overwhelm, missed bill payments, and busted budgets.
The Busy Mom Family Budget Pack is here to help!
The Busy Mom Family Budget Pack is everything you need to track income and monthly bills, create a budget that works, and pay down the debt that you've been buried under.
It's simple and to the point in one pretty little package!
Included in the Busy Mom Family Budget Pack you'll find three simple, but efficient, pages to help you get out from under the burden of mismanaged finances and on the path to financial freedom...
Monthly Bill Tracker - track income, bills, method of payments, due dates, payment amounts, and payment confirmations
Monthly Family Budget - create a realistic budget, track spending, and assign a job to every dollar of your monthly income
Debt Payoff Tracker - easily see all debts, balances, and minimum payments to create an easy plan that will have you debt free once and for all
Not having a plan leads to chaos.
Without a plan there is no order or system to our actions which leads to tasks always being on our minds since nothing is definitively taken care of.
We never get to place that check mark by a completed task and move on. It's always just floating around which can be exhausting.
This used to be the case with our finances. I was flying by the seat of my pants, trying to keep track of due dates and payment amounts in my head (or would take screenshots of payments made on my phone on the fly!), instead of taking the time to create a consistent system that worked.
Don't get me wrong - there was no shortage of software or planners out there, but they all just were more than I was looking for. They all seemed to have too many bells and whistles which made the already unpleasant task of dealing with my finances even more overwhelming.
I just wanted simple and to the point. So I created it myself!
Whether you have gone completely paper free, or are an old-school paper and pen type of gal (or, maybe a little of both) the Busy Mom Family Budget Pack will work for you!
Your can choose from digital and/or printable versions of each worksheet so you can get your finances in order the way that makes the most sense to you. Use some of the worksheets printed and use others digitally...or even pre-fill some fields, print, and then hand write other fields (like I do).
There is absolutely no right or wrong way to use the Busy Mom Family Budget Pack.
"I am loving the BMFBP! This is the first time I actually feel I am on top of my finances. The stress of everything has been lifted I know where my money is going and I am actually able to save and still put down more money one my debt then just the minimum payment! So happy that I’m on my way to being debt free!" ~ Mary Ann K.
"I know it will be a tool I will use for years to come. This budget pack is great for anyone who
owns a home, has a job, and is ready to plan for their future." ~ Alexis S.
"I am a mom of 2 boys and also work full time. Things can get hectic sometimes. When it comes to paying the bills, I kept everything it notebooks. The BMFBP is so much easier to keep track of what needs to be paid." ~ Suzanne S.
"The BMFBP is a financial bible for people that love to be in control
but are currently not in control of their finances." ~ Hollie M.
Hi, I’m Kara, the creator of SavingByDesign.com where I write about easy solutions for a happy, healthy home. I’m a biologist turned blogger, frugal living expert, lover of a great home improvement project, and most importantly…a wife and a mother to three wonderful (but sometimes crazy) children.
I’ll help you create a life you love on a budget by sharing easy ways to save money, frugal family fun, and inexpensive DIY projects, in addition to wholesome recipes and my favorite ways you can earn money from home.
I’ve found that so many moms struggle with fulfilling all their family’s needs and having the life they truly want without spending a fortune. That’s why I’ve made it my mission to share the many ways to save on everyday necessities along with all those extras that make life fun and full of amazing memories.