Who’s ready for Christmas shopping?! Well even if you are, but your wallet isn’t quite ready yet, you can still get a jump on your holiday shopping by taking advantage of layaway.
If you come across a great deal now but just aren’t financially prepared to purchase it…lay it away! Layaway allows you to grab the gifts you want while making a small weekly or monthly payment to stay within your budget. Take a look at the stores offering layaway this year. For complete terms visit the store or their website link below 😉
| Days to Pay | Open Fee | Down Payment | Cancellation Fee | |
| Kmart | 8 or 12 week plans | $0 if initiated in-store 9/8/13 – 11/23/13, then $5 – $10 | Greater of $15 – $30 or 10% | $10 – $20 |
| Sears | 8 or 12 week plans | $5 – $10 | Greater of $20- $35 or 20% | $15 – $25 |
| Toys R Us | 90 (Must be paid in full by 12/15/13) |
$0 through 12/15/13, then $5 | 10% | $10 |
| Walmart | 90 (9/13/13 – 12/13/13) |
$0 through 12/13/13 | Greater of 10% or $10 | $10 |
I’ll be updating this list as stores announce their policies and as I come across them. Know of a store offering layaway that isn’t listed yet? Let me know! 🙂
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