School of Savings – Target Shopping

NEW!  Target has a brand new way to save…Target Cartwheel!  You can save up to an additional 30% on your Target shopping 😉

Saving money at Target is easy because of their competitive prices.  But did you know that you can use manufacturer’s coupons, store coupons, gift card deals, special purchase deals, and the Low Price Promise to grab an even better deal?

Target’s Coupon Policy

As with any store you are shopping at, the first thing you should do is review Target’s coupon policy and be sure to have a copy with you while shopping.  Not only does this help you with any confusion you might have while in the store, but it is also great to have in case your cashier isn’t familiar with the policy.  Some of the highlights of the policy include that you can use one manufacturer’s coupon and one Target coupon per item and that coupons will be adjusted down if the value of the coupon is greater than the item you are purchasing (Target does not give cash back for overage).

Target’s Low Price Promise

Target also price matches!  Making one trip to a single store instead of driving all over town to get the best deals is a great way to save time, money, and gas.  To take advantage of Target’s Low Price Promise just bring an ad from a competitor store in your local market (the town or city you reside in) and identical items will be adjusted down to the advertised competitor’s price.  Coupons can be used on price matched items also.  Target store coupons will be applied before price matching.  If the competitor’s price is still lower than the Target price after the store coupon the price will be reduced to match.  Manufacturer’s coupons will be applied after the price match.

Target Store Coupons

Did you know that Target has store coupons which can be stacked with a manufacturer’s coupon to really get a great price?  The most common type of Target coupons are Target Web Coupons which can be found at the Target website, but there are also store coupons found occasionally in Sunday newspaper inserts, magazines, mailers, catalinas, and even peelies on items in the store.  In addition you can sign up to receive Target mobile store coupons on your Internet-capable phone.  Once enrolled, just pull up these coupons on your phone when you are ready to check out.  The cashier will scan the barcode and all applicable coupons will be applied.  One other thing to note…when handing over your coupons at checkout, hand over your manufacturer’s coupons first and then your Target store coupons.  This will minimize that horrible sound that all couponers despise – BEEP!

Target Cartwheel

As of spring 2013, there’s a new way to save when shopping for great deals at Target! With Target’s new savings program, Target Cartwheel, you can save up to an additional 30% on groceries, beauty, clothing, baby, home, and MUCH MORE!  You can find out all about Target Cartwheel here.

Gift Card Deals and Special Purchase Deals

You should also be on the lookout for Gift Card Deals and Special Purchase Deals at Target.  Sometimes you’ll find these deals listed in the weekly sales ad and sometimes they’ll be unadvertised and just found in the store for a longer period of time.  A Gift Card Deal is when a Target gift card is awarded for buying certain items.

When you buy the items necessary the register prompts the cashier and you are handed a gift card right at checkout.  You won’t be able to use the gift card on the transaction for which you received it, but you can use it on any future transaction.  And if you purchase more than one Gift Card Deal in the same transaction you will receive all gift cards you are eligible for.

Special Purchase Deals are deals such as “Buy 2 Get 1 Free” or an instant savings at the register when you purchase select items.  Here’s an example…


Finally, ALWAYS be on the lookout for clearance items at Target.  After holidays or at the end of the seasons you’ll find lots of items marked down, but there are also clearance items scattered throughout the store every day.  Clearance items at up to 90% off in addition to a coupon or two will get you unbeatable prices on tons of items!


You may want to consider signing up for a Target Debit Card, Target Credit Card or Target Visa Credit Card to save even more.  When you use one of these cards you’ll save an additional 5% on your purchases and can even score FREE shipping when shopping at  I’m not a big fan of credit cards, so I went with the debit card.  You just link your card to your bank account and use that debit card whenever shopping at Target to get your discount 😉  Head over here to see all the benefits and details of Target REDcards.